Accidents in Someone Else’s Home
Should you suffer an injury in someone else’s home, you might be able to claim for compensation against the homeowner’s insurance policy. Many household insurance policies cover these kinds of accidents, as it is the householder’s responsibility to ensure their property is safe for casual visitors, including guest, delivery people and even unwanted visitors.

Accidents in Your Home
If you suffer an injury in your own home you cannot usually claim for compensation unless the incident was caused by someone else. There are also household insurance policies that cover injuries to other members of your household.

Accidents in School
Should you suffer an injury while at school and can show how the incident could have been prevented and the school is to blame, you may be able to claim compensation. Students have the right to expect the buildings, grounds and equipment in their school are safe, and the supervision is of a reasonably safe and competent standard.

Animal Attacks
You may be able to claim for compensation for injuries caused by an animal attack, provided that the owner of the animal was aware that such an attack was a possibility. For instance, if you are attacked by a dog that has never attacked anyone on any previous occasion then you may not have grounds for a claim, as opposed to being attacked by a dog that has attacked others before.

Animals on the Road
Should you be in an accident involving an animal on the road, you may be able to claim for compensation against the animal’s owner who is responsible for making sure that the animals under their care are restrained or properly fenced in.

Slips or Trips
A non-hazardous working environment is an employer’s responsibility for his or her workers. Should you suffer an injury by slipping on floors where substances or chemicals were spilled, falling from unsafe ladders or stairs, or tripping over obstructions in doorways and halls, you may be able to claim compensation for the incident.

Back Injuries
If lifting heavy objects is part of your job, you should be trained properly on how to lift safely. Should you injure your back at work as a result of improper training then you may be able to make a claim for compensation. Back injuries may leave you unfit to work for a long duration, and are commonplace, thus employers have a responsibility to take measures to prevent these through adequate training of their workers that do heavy-lifting as part of their job.

Severe Injury
If you incur a severe injury such as severed limbs or broken bones as a result of defective or dangerous machinery or equipment, then you may be able to claim compensation from your employer.

Disease or Other Serious Injury
A disease or condition caused by exposure to excessive noise, toxic chemicals or fumes may take months or even years to appear after you have worked for an employer. Should this be due to a lack of proper safety clothing and/or equipment then you may be able to claim for compensation. Additionally, in some cases regarding accidents that occur outside the usual workplace, you may still be able to make a claim for compensation. This is because accidents can happen anywhere and under many different types of conditions.

Sports Injury
By engaging in a sports activity you are accepting the potential risk for injury so usually you cannot make a claim for compensation if you are injured in this context. There are circumstances, however, where you may be able to make a claim for compensation if an accident occurs. If the incident occurs while you are being trained or taught a sport, your instructor should be properly qualified to teach you safely. The owners of the premises where the sport activity takes place must ensure the facilities are not dangerous for the people using them. And, in contact sports, the other players have a responsibility to play in a way that will not endanger other participants, and to avoid causing any deliberate injury to them.