Passengers
As a passenger in a motor vehicle that is involved in an accident, you may be able to claim compensation as the accident is someone else’s fault. This applies even if the driver is a family member or close relation.

Pedestrians
Drivers of motor vehicles are responsible for following speed limits and driving safely. This includes looking out for other vehicles, cyclists and pedestrians. That said, pedestrians are also required to take proper care, particularly when crossing the road. If you are hit by a car, you are able to claim compensation but the amount takes into consideration whether you may have also been at fault, and to which degree if ever.

Cyclists
Cyclists are required to observe the Highway Code and take reasonable care on the road. If an accident is the cyclist’s fault then he or she cannot claim for compensation. Otherwise, the cyclist can make a claim against the driver of the other vehicle.

Drivers
Should you get into an accident while driving, make sure to get the details of any other people involved. Inform your insurance company immediately.

Accidents caused by a badly maintained road may be covered by compensation from the local council or the Highway Authority.

Accidents caused by the other driver may be claimed against his or her insurance company.

Accidents caused by a cyclist or a pedestrian can still be claimed against them, but the person responsible may not be covered by insurance.