Who You Claim Against
Workers Compensation Insurance is required of employers to cover possible claims for compensation at the workplace. An accident at work will involve a claim against your employer but any actual Workers Compensation is paid by the insurance company. This should not put you at risk of losing your job. You cannot be terminated for claiming Workers Compensation, so consult your legal adviser should you feel your claim has jeopardized your employment.

How to Make a Claim
Should you suffer an injury at the workplace which you believe is not your fault, report the incident as soon as possible to your employer and your trade union representative. Afterwards, consult a solicitor whose specialty is compensation law. He or she will inform you whether you have a case, and if so, guide you through the rest of the claim process.

Employer Liability
Under Health and Safety Regulations, it is an employers responsibility to ensure the safety of their employees. This includes measures such as giving proper training and making sure that all machinery and equipment fulfill standards set by the Government.

Exceptions for Time Limits
There is usually a 3 year time limit for making Workers Compensation claims for workplace injuries. However there are instances such as disease or injuries that arise after a long time has passed since the incident or incidents that caused it took place. Consult your legal adviser to see whether you are still eligible to claim for compensation under these exceptions.